Balance transfer cards are one of the best ways to pay off debt in 2025. Learn why they're worth it -- even if they don't earn any rewards.

Most balance transfers cost 3%-5%, so that's between $300 and $500 on a $10,000 transfer. Here's why that fee is small compared to potential interest savings.

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

If you've got debt spread across several cards, you're not alone. There's a smart way to fix it: a balance transfer card. The big question is whether to combine everything into one large balance ...

Initially, everything seems fine — no late fees, just some interest. But after a few months, when your income doesn't allow ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

The primary reason for a balance transfer is to reduce the interest rate. A transfer works best when the rate difference is ...