Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

Getting a credit card can be a smart financial move for college students to build a strong credit history early in adult life. Over half of college students have a credit card, according to Sallie Mae ...

Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high interest rates.

Starting college brings new responsibilities, and managing money is one of the most important skills you'll develop during ...

Although credit is an important part of both personal and commercial finances, the typical consumer is often unaware of many of its complexities. By revealing these details, you will be better ...

Having no credit history typically means you don't have a credit score at all. This is different from having a low credit score, which can stem from having limited credit history or negative reporting ...

According to the World Bank, 1.4 billion people worldwide remain unbanked — with little or no access to credit — largely because they lack the formal credit histories required by traditional lenders.

Your credit history is a record of how you have managed past debt and how you are handling ongoing debt. Your credit history is outlined in detail in your credit report, which also includes any liens, ...