For decades, the magic credit score number for homebuyers was 620. That FICO score was typically seen as the minimum needed ...

Article Courtesy of GreenPath Financial Wellness If you’ve been hearing that credit scores are changing, you’re not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate ...

It’s also important to stay on top of payments. “Pay down credit card balances, especially to below 30% of the limit and ideally try and get under 10%. Make sure you’re current on every payment, even ...

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

If you’re preparing to buy a home, you probably know that one of the most important criteria that lenders will consider is your credit score. But are the credit scores they look at the same ones that ...

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting ...

The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but ...

Learn how FICO Auto Scores impact your car loan rates and approval, and get tips for boosting your score to secure favorable ...