After financial adviser Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

After financial advisor Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to choose and the claims process.

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

Social Security Disability Insurance has been a core pillar of our nation’s Social Security system for nearly six decades, offering critical protection when Americans need it most. Imagine that ...

They complete specialized training programs, negotiate salary and score promotions. They take night classes, work overtime and find ways to make themselves indispensable to their employer. So what ...

Learn how residual benefits in disability insurance support partial income loss, their calculation, and what you need to qualify for these flexible financial aids.

Forbes contributors publish independent expert analyses and insights. Peter Lazaroff helps people make smart decisions with their money. Five years ago when my wife and I were expecting our first ...

The annoying thing about life insurance and disability insurance — or just about any kind of policy, really — is that it’s a product you buy in hopes that you never actually need to use it. Still, it ...