Explore how aggregate limits of liability work in insurance, their impact on policy coverage, and why understanding them is crucial for policyholders.

The Hartford is a leader in casualty and property insurance. The company uses a quote-based pricing scheme to offer insurance in 2 main segments: commercial and personal lines. Its commercial segment ...

Liability insurance protects your business from lawsuits -- both the legal costs and the settlement or judgment costs, if any. General liability covers injuries and damages that occur in the course of ...

You need a general liability insurance policy in order to get a certificate of liability insurance. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

Small business insurance helps to secure your LLC's financial health, preventing its assets from being wiped out by a liability claim, workplace injury or property loss.

Are Contractor Insurance and General Liability Insurance different? The short answer is yes. Contractor Insurance refers to a bundle of policies that are specifically relevant to contractors and ...

Product liability insurance can help protect businesses involved in the distribution and sale of goods. Many, or all, of the products featured on this page are from our advertising partners who ...

A general liability insurance audit occurs when an insurance agency examines the payroll records and income statements of a policyholder to determine if that policy represents an accurate rating of ...

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

As a business professional, you’re responsible for the knowledge, expertise and services you provide to clients. As a result, clients can take legal action against you and your company when they ...