We analyze consumer defaults in a sample of 64 000 customers taking personal loans from a Korean bank. Applying a generalized additive modeling (GAM) framework, we show a nonlinear impact of loan and ...

Generalized additive models (GAMs) are commonly used in ecological research for their ability to model complex nonlinear relationships. However, assessing predictor importance in the presence of ...

1. The population size of seabirds is often difficult to estimate from surveys at breeding colonies because of factors such as burrow nesting and nocturnal breeding. The reliability of alternative ...

The problem of testing smooth components of an extended generalized additive model for equality to zero is considered. Confidence intervals for such components exhibit good across-the-function ...

Interpretability has drawn increasing attention in machine learning. Partially linear additive models provide an attractive middle ground between the simplicity of generalized linear model and the ...