Discover how backdated liability insurance offers protection for claims made before policy purchase. Learn its benefits, limitations, and applications in business.

A wet kitchen floor. The trampoline in the backyard. That balcony railing that's always been a little unsteady. The house or apartment you rent may be home sweet home, but it's also filled with ...

How much general liability insurance do I need? How much general liability insurance you need depends on a number of factors, including your line of business, the location where you work, the size and ...

Discover how buffer layers fill the gap between primary limits and excess insurance, providing essential coverage for large and complex risks.

Renters insurance is usually the easiest way to get pet liability coverage if you are already renting a home or apartment. If your pet is excluded from liability coverage because of its species or ...

As a business professional, you’re responsible for the knowledge, expertise and services you provide to clients. As a result, clients can take legal action against you and your company when they ...

If you own a business, liability insurance protects you if there's an accident or injury in your workplace or caused by one of your employees. Your general liability policy also protects any other ...

What is liability only car insurance? This type of insurance covers a third party's property damage and personal injuries in the event of an accident. Car insurance that only has liability coverage ...

Gabriel House had no insurance to cover residents in a disaster like the deadly fire. The cases are unfolding, but one ...