There are many ways to improve your credit score fast, like getting a secured credit card, disputing errors, and fixing late payments. Learn more ways here.

Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

Credit scores seem pretty simple, right? They’re a three-digit number that conveys your creditworthiness to lenders. You score goes up if you’re being financially responsible, but it can go down if ...

The Credit Card Accountability Responsibility and Disclosure Act of 2009 was signed into law on May 22, 2009. Find out how this benefits you, the consumer.

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

It may seem like a good idea to close a credit card you don't use, but it can actually hurt your credit. Find out when it's a good idea to close an account and when it's better to leave it open.

Find out when it’s a good time to loan money to friends and family. Learn how to create a deal that protects you and your loved one.

Building credit is one of the most important financial steps a person can take. Credit can determine what car you drive, where you live and even what kind of job you get. The good news? Building ...

Learn more about what an authorized user is and if becoming one or adding one to your credit card account will have an impact on your credit score.

A bad credit score can cost you a mortgage, credit card or even a job. Learn what is considered to be a bad credit score and see where your credit stands.

Do you keep a close eye on your personal finances? Or maybe you’ve never given them much thought. Either way, it’s time to start paying more attention to your credit score. Your credit score can ...

Understanding how credit impacts your life is critical to stability and success in the future. Discover all the ways your credit impacts you today.