Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Last verified: November 21, 2025. Offers and availability vary by state. Disclosure: If you sign up through our links, we may earn a commission at no extra cost to you. Rankings are based on our ...