Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

If you've got debt spread across several cards, you're not alone. There's a smart way to fix it: a balance transfer card. The big question is whether to combine everything into one large balance ...

Initially, everything seems fine — no late fees, just some interest. But after a few months, when your income doesn't allow you to clear the growing balance, the interest and charges start piling up.

Looking to make a dent in high-interest debt? If so, you're probably looking for a balance transfer credit card. That's a card that lets you transfer your debt from another card, then pay it off at 0% ...

The primary reason for a balance transfer is to reduce the interest rate. A transfer works best when the rate difference is ...

Learn how balance transfer credit cards work, why intro APRs matter, and how to use them to pay off debt faster. Get tips to ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.