Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Fed officials paused reductions throughout most ...

EverBank has been steadily making its way onto our best-of-lists — especially for its high-yield savings account — and it's easy to see why. As an online bank, it offers a variety of accounts without ...

Savers still have plenty to be happy about. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- a big improvement over the near-zero rates at most big banks. That said ...

Savers are still in a good place for now. Many high-yield savings accounts (HYSAs) are paying between 4.00% and 5.00% APY -- well above the modest returns most big banks continue to offer. But the ...