The next 12–24 months will reward operators who act on trends early, not those who wait for certainty. We published our annual list of Megatrends this week, and the goal wasn’t (just) to spark debate.

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.

Lita Epstein has 18+ years of experience as an author and financial writer. She has also written over 40 books. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...