A personal loan is a type of loan that you can take out from a bank or private lender for a wide variety of purposes. The loan typically isn’t secured by collateral, which means you can basically use ...

Homes, vehicles, stocks, bonds, jewelry, future paychecks, fine art, life insurance policies, and cash in a savings account are among the many forms of property that can be used as collateral for a ...

When a loan applicant has no income or has income that’s challenging to verify, there are still some methods they can use to pursue personal loan approval. Below we work through the nuances of ...

Provide some details on your current car loan and search for auto refinance options. You can find loan options rate within minutes. Compare rates, payments, and more. Whether your goal is to lower ...

There are currently more than 250 Black-owned banks and credit unions operating in 28 states. Of the 250+, only 21 are banks; the rest are Black-owned credit unions. The oldest Black-owned bank in the ...

Taking on new debt is not always a mistake. Sometimes it makes sense to borrow money with a promise to repay the debt if it’s part of a plan to pursue financial freedom. Borrowing money can be a ...

If your credit card was used fraudulently, you have the right to file a dispute (called a chargeback) with your credit card issuer. Some consumers, however, take advantage of this safeguard by filing ...

Sometimes you need more cash to cover your life expenses than you’ve got in your bank account. You might need money to pay for an unexpected car repair, a surprise medical bill, home improvements, or ...

Getting a $5,000 personal loan may not require good or prime credit. Subprime borrowers with fair credit scores between 580 and 669 can qualify for $5,000 personal loans in some cases. Lenders assess ...

If you need an injection of cash, perhaps to help pay for a big move or to consolidate existing debt, you may be thinking about getting a personal loan. But how will that work if your credit is just ...

Subprime personal loans can help you obtain financial help if you’re being denied access to traditional loan products. However, because they’re usually tailored to low credit borrowers, the drawback ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...