Many people think ISAs are complicated, and that perception isn't helped by the maze of options out there. But ISAs are simply accounts for your savings or investments that are tax-free forever. This ...

MoneySavingExpert.com is used by millions of users each month, so it isn't possible for Martin or ourselves to respond to individual queries and give advice based on your own personal circumstances.

Peer-to-peer lending firms such Funding Circle usually offer high rates to investors, but while their products can look and act like savings, they're NOT the same. This guide explains the risks and ...

Sim switching need-to-knows ...

Compare the difference in monthly payment and total costs of two different mortgage products. This calculator assumes that interest rates don't change during the term and that you add the fees to the ...

We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your ...

Tell us your phone model and we'll let you know how your phone is affected ...

An offset mortgage is where you have savings and a mortgage with the same lender and your cash savings are used to reduce - or 'offset' - the amount of mortgage interest you're charged. Instead of a ...

Most providers often hike prices annually. When we know about an increase, we'll factor it into the equivalent cost.

A fixed-rate mortgage gives you a special interest rate for a fixed period time, meaning your monthly repayments will stay the same until the fix ends. This calculator compares two fixed-rate deals.

Shows how long you'd need to save for a deposit, depending on the price of the property and percentage of its value you need to put down. Important! The size of your deposit will make a massive ...