HSBC UK has brought out a maximum loan to income (LTI) ratio of 6.5 times annual income for Premier customers.

Quantum Mortgages has increased the maximum loan to value (LTV) across most of its bridging products to 80%, a rise of 5%.

Keystone Property Finance has increased maximum loan sizes and maximum portfolio sizes, alongside other criteria changes.

Average mortgage rates are just below 5% at 4.99%, returning to levels seen in September, according to Moneyfacts.

A topic of late in the mortgage market has been execution-only sales. Specifically, the Financial Conduct Authority’s (FCA’s) ...

Les Pick has been appointed as sales and operations director at mortgage brokerage MB Associates as it readies for growth.

Rules are for the obedience of fools and the guidance of wise men.” So said WWII fighter ace Douglas Bader, a man famous for bending the rules to win.

Experian is introducing a “new and improved credit score” that will include new data and take into account “more of the positive financial behaviours” people show.

Hampden Bank has appointed a chief banking officer and chief operating officer to its leadership team, as it continues on its growth strategy.