You might find yourself in a situation where a personal loan seems like the only option for getting the cash you need.

A reverse mortgage can help eliminate remaining mortgage payments. Paying off an existing home loan with a reverse mortgage ...

Many lenders require businesses to be at least two years old to be approved. If your company hasn’t reached that benchmark, there are online banks and alternative lenders that only require six months ...

Self-employed borrowers need additional documentation, such as bank statements or tax returns, to prove income stability.

In today’s financial landscape, your credit score plays a vital role in determining your access to loans, credit cards, and ...

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.

Lying on a loan application can lead to immediate rejection if the loan hasn’t been funded or full repayment with interest if it has. Common lies on loan applications include misrepresenting income or ...

Single female applicants are 29.8% more likely to be denied a mortgage vs. men in the same position. Many of the largest ...

Negotiate with your lender. If you have private student loans, you may be able to negotiate a lower interest rate with your ...

Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate.

When rates drop, a buyer’s purchasing power increases. Lower rates mean paying less in interest, leaving more room in the ...