Abstract: Recently, the growth of distributed energy resources (DERs) has aroused peer-to-peer (P2P) energy transaction. With abundant flexibility of shifting computational tasks, data centers could ...

Abstract: Banks need real-time transaction classification and fraud detection to secure end-to-end financial transactions. However, the time it currently takes to classify and detect manually is too ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Delivering those experiences requires highly accurate transaction data, ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

FICO (Fair Isaac Corp.) has partnered with open-banking platform Plaid Inc. to develop the UltraFICO score, a credit score that includes real-time cash-flow data from Plaid. The new scoring model is ...

Fintech Plaid noted that the data that makes up a consumer’s complete financial picture is more complex than it has ever been before. According to a blog post from Plaid, income is now more variable, ...

The financial-technology firm Plaid Inc. is launching a credit-score service to provide banks and fintechs more detailed and timely information on consumers’ financial health. Plaid — whose services ...

JPMorgan Chase and fintech data broker Plaid have renewed a data-access agreement that reshapes how millions of customers connect their bank accounts to money apps, adding a fee structure that could ...

Key Insight: JPMorgan's fee deal with Plaid signals a new data-monetization model. What's at Stake: Banks' pricing could reshape fintech access, competition, and consumer data flows. Forward Look: A ...

“The agreement, which includes a pricing structure, outlines a series of commitments that JPMC and Plaid made to ensure that consumers can access their data safely, securely, quickly and consistently ...

A comprehensive financial dashboard application for tracking personal finances, managing accounts, and visualizing financial data. Built with Next.js 14, TypeScript, and integrated with Plaid API for ...