Changes in health care laws mean many people have insurance for the first time. But they’re far from the only ones left scratching their heads by the complexities of choosing and using insurance.

Charlene Wong receives funding from the Leonard Davis Institute Health Insurance Exchange Research Group and the Robert Wood Johnson Foundation Clinical Scholars Program, both at the University of ...

The basic coverage of the Student Insurance Plan features a $150 Deductible per insured person, per policy year. There is also an additional $250 Inpatient copay/deductible per person, per policy year ...

Consumer advocates propose a bill of rights. Plus, expert tips on how to protect yourself and your home in the meantime.CR partnered with consumer and industry organizations to develop a ...

Umbrella insurance is a type of liability coverage that kicks in when your other policies (like auto or homeowners) max out. Think of it as an extra safety net. It typically covers not just injuries ...

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Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...