Wenjay Sung created a trust to ensure his stepchildren and biological child will be protected. Sung's decision was influenced by his brother's death without a will, which caused probate issues. The ...

This as-told-to essay is based on a conversation with Wenjay Sung, a 45-year-old physician in Pasadena, California. It has been edited for length and clarity. My wife, Su Sung, and I were both ...