The Credit Card Accountability Responsibility and Disclosure Act of 2009 was signed into law on May 22, 2009. Find out how this benefits you, the consumer.

There are many ways to improve your credit score fast, like getting a secured credit card, disputing errors, and fixing late payments. Learn more ways here.

It may seem like a good idea to close a credit card you don't use, but it can actually hurt your credit. Find out when it's a good idea to close an account and when it's better to leave it open.

Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

Credit scores seem pretty simple, right? They’re a three-digit number that conveys your creditworthiness to lenders. You score goes up if you’re being financially responsible, but it can go down if ...

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

Whenever you apply for anything—a loan, credit card, etc.—the lender will need to look into your credit report. Called a credit check, there are two kinds of credit checks—hard and soft. Each is used ...

Find out when it’s a good time to loan money to friends and family. Learn how to create a deal that protects you and your loved one.

Many people don’t know how to pay off their credit card debt, so we put together nine strategies. Read on to learn how you can pay off your debt fast.

Learn more about what an authorized user is and if becoming one or adding one to your credit card account will have an impact on your credit score.

Do you keep a close eye on your personal finances? Or maybe you’ve never given them much thought. Either way, it’s time to start paying more attention to your credit score. Your credit score can ...

Understanding how credit impacts your life is critical to stability and success in the future. Discover all the ways your credit impacts you today.