Replying to @Alan Are there any debts I can’t include in a Debt Management Plan?🤔 It’s such an important question, and the answer is yes, there are some debts that usually can’t be included. Debt Management Plans are designed to help with unsecured debts (like credit cards, loans and overdrafts). Certain priority or secured debts are treated differently and would need to be managed separately. That’s why getting the right advice matters! Every situation is unique, and what works for one person