#BeCreditworthy episode 16: “Importance of Credit Registry” The #CIC, your #PHCreditRegistry and repository of credit information, was established for the collection and dissemination of fair and accurate credit information relevant to, or arising from, credit and credit-related activities of all entities participating in the financial system. This includes individual borrowers who avail of financial services. In this episode #BeCreditworthy, Michelle shares with Credo that her credit card appli

16 reactions | #BeCreditworthy Episode 3: “BLACKLISTED” Did you know that the CIC does not have any negative or "blacklist" of delinquent clients? In this episode of #BeCreditworthy, Michelle tells Credo that the #CICCreditReport contains both positive and negative credit information as submitted by financial institutions. #CIC #PHCreditRegistry | Credit Information Corporation | Facebook

#BeCreditworthy Episode 6: “Credit Report vs. Credit Score” What is the difference between a credit report and a credit score? While a credit report is a detailed summary of one's credit history, credit score indicates whether you are #creditworthy. In this episode, Credo wonders why he has a low credit score while his credit report looked fine to him. Michelle explains the factors that could have affected his credit score including the regularity of his debt repayments, and how much he repays.

#BeCreditworthy Episode 2: “Getting a Credit Report” Did you know that you may now get a copy of your credit report with credit score online? No need to travel physically to the #CIC Office in Makati City! In this episode of #BeCreditworthy, Michelle tells Credo how he can get a copy of his credit report through the CIBI App, a mobile and web app developed by one of CIC's accredited credit bureaus, CIBI Information Inc. Through this, Credo may begin his journey to becoming financially healthy an