What happens to bank accounts when someone dies? Banks do not automatically release money to family members. To access bank money after death, you must know how the account was titled: • Joint bank account • Bank account with a beneficiary • Individual bank account If there is no joint owner or named beneficiary, probate is required. Some states allow short-form probate, others require full probate administration. This applies to banks, credit unions, and all financial institutions. 👉 Follow fo
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This is one of the most frustrating estate-sale delays — because everything looks done until the very end. Probate is opened. A personal representative is appointed. The listing and contract are executed correctly. But if the estate doesn’t have a tax ID and an estate bank account set up before closing, the proceeds can’t be disbursed. Full stop. That means no checks released, no wires sent — and a closing that suddenly stalls at the finish line. Estate sales don’t fall apart because of paperwor
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