Letting a life insurance policy lapse can quietly undo years of protection and planning. Here’s why it matters so much-plain and practical. 1. You lose the protection your family depends on If a policy lapses, coverage stops. If something happens after that point, there is no payout, no matter how long you paid premiums before. The safety net is gone. 2. Getting coverage again can cost more—or be impossible When you reapply, you’re older and your health may have changed. That can mean: * Higher
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