If you just started a new job and you’re looking at the 401(k) options that are available, you probably have questions about how it all works. There are two basic types of 401(k)s—traditional and Roth. Both are employer-sponsored retirement savings plans, but they’re taxed in different ways. A traditional 401(k) offers tax benefits on the front end. Your money goes in tax-free, but you pay taxes on the employer match (if you have one) and the withdrawals you take out in retirement—that includes