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Chris Blake Cobb | Financial Educator on Instagram: "How life insurance really works (in plain English) Everyone says “get life insurance” — here’s how to actually understand it: 1️⃣ Term = lowest cost, biggest coverage (but if you outlive it → no payout) 2️⃣ ROP (Return of Premium) = still term, but ✅ money back if you outlive it 3️⃣ Permanent (Whole Life / IUL) = lasts forever + builds cash value you can access while you’re alive 💰 Which one is “best”? → The one you can afford to KEEP long-te
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If you got insurance and live in CA, get at me foo ✨ #therapistsontiktok #therapytiktok #mentalhealth #therapy
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