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YouTubeThomas Jones Homes | Charleston Realtor®

What is Underwriting?

Let me break down what actually happens during underwriting... The lender assigns an UNDERWRITER to verify THREE things: 1. CAN YOU AFFORD THIS? - Your income - Your employment - Your debt load 2. WILL YOU ACTUALLY PAY? - Your credit history - Past financial commitments - Financial responsibility 3. IS THE HOUSE WORTH IT? - Appraisal inspection ...

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