Karan Gulati on Instagram: "So many people pay for their hotel stays using credit card points. It all seems too good to be true until you start optimising for points and then you never go back to the conventional way. That said, never spend beyond your means, but make every spend count with the HDFC Marriott Bonvoy Credit Card. #ad"

Suvan Dural Jha on Instagram: "While HDFC Marriott Bonvoy is a great card a serious word of caution regarding this HDFC Bank policy that nobody talks about. Make sure to always have an HDFC core card before applying for a co branded card and if you do, never upgrade that core card to a co branded card. If you only have an HDFC co branded card it will have to be closed should you want to get a core card in the future. People have had to close Tata Neu + to get Infinia for example. #HDFCCreditCard