What is ISO 20022? Here are the key points about ISO 20022: It is a standard developed by International Organization for Standardization (ISO) under technical committee TC68 for financial services. It defines a “universal financial industry message scheme” that covers how financial institutions exchange electronic messages (payments, securities, trade services) with richer structured data than older formats. It uses a data-model approach (metamodel, UML, dictionary of business items) and support

ISO 20022 explained simply — the global payments standard that could reshape crypto, banking, FedNow, and why XRP/XLM/HBAR matter | JMC Broadcasting